For almost all of the EU States and the United Kingdom, Switzerland, Iceland and Liechtenstein, the travel warnings due to Corona since the age of 15 are. June is no longer valid. Within the EU there is now a new one with the Federal government, developed the framework for the foreign holiday. “The travel warnings are replaced with travel advice or, if necessary, specific warnings,” explains Julia Gerhards, travel expert of the consumer Rheinland-Pfalz.
In the case of a holiday, you can take all the benefits of overseas health insurance again in the future. In principle, the statutory health insurance pays only in the domestic, abroad, at best, part services. Here, although there are some exceptions:
- So they get in the countries of the EU all the benefits of your cash reimbursed for the medically necessary. For this you will need a European Health Insurance Card (EHIC), which you can apply for your health insurance. Because the benefits differ from country to country, you should inform yourself before you travel with your own insurance company about special features in the country of Travel.
- The cost for a doctor or hospital in an EU country for a maximum of paid to the height of the German contract sets back. This also applies if a treatment for Corona is medically necessary.
A necessary repatriation from abroad of the statutory health insurance funds in the rule, however, will not be refunded. If you go abroad in a private clinic for treatment or to go to a private established of specialists, you have to wear the costs yourself.
foreign travel health insurance makes sense – but in the case of Corona, the not always
helps Therefore, it is a long trip advisable, a travel health insurance to avoid costs for medical treatments or for the return transport from abroad. Such policies provides a level of protection that goes beyond the Fund performance significantly. You can arrange a travel health insurance all year or only for a stay abroad. The selected policy should be treatment and medication costs, as well as of a medically sensible transport back cover for traveling in and outside the EU. Health insurance-benefits at a Glance (indicator) Now in the free health insurance comparison to find the best conditions!
warning: As a pandemic, classified infections are often excluded from the policies . You are then covered if you break a leg on holiday, in a possible Corona infection, you need to pay, however, the treatment such as artificial respiration yourself .
What distinguishes public and private funds on the subject of Corona?
many of the Tariffs of the private health insurance Abroad, is already included in health insurance. However, there is often spatial and temporal constraints, especially for longer trips and stays outside of Europe, there is not always a protection in case of illness. Here, only the views of the General conditions of insurance (GTC), or a request from the insurer helps often Occurs in the Corona disease in a rate, covered area, or period of time, the cost of treatment. The journey goes in a different Region, it is recommended an additional travel Abroad health insurance.
What should I be aware of in the case of countries for which a travel warning exists?
For Spain and Norway, is the lifting of the travel warning later, because there are still Entry bans apply. For the rest of the more than 160 countries, the travel warnings also remain in whole or in part, including such popular holiday countries such as Turkey, Egypt and Tunisia. the a holiday in countries with travel warnings travel abroad do not access health insurance often. Barmenia directly (display)
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“to inform anyone Who travels, you must help in case of difficulty itself. Return actions are unlikely,“ said Gerhardt. Risks are, for example, that travelers denied the entry or you suddenly have a quarantine disposed is. And if you are in these countries ill, it may happen that you are wearing the cost partially or completely yourself need to.
What if I want to book a package tour?
In the case of packages, it is found advisable in the small print, whether there are reasons that allow it to cancel a trip free of charge. In addition, check which part cost you need to in the case of a normal cancellation bear. “Both in the case of travel within Germany as well as when you travel abroad, you should make sure that you can change flight bookings at short notice or cancel them,” says Gerhardt. “Despite the well-implemented relaxations schemes are on the rise again, infection re-restrictions of public life, local or regional travel warnings, travel bans, or even quarantine of numbers possible.”
Because of these risks should consider vacationers good, what would be the consequences if you fall ill on the journey or by diseases in the environment are affected. Display trip cancellation insurance: All of the current test winner in comparison! [Display]
also, keep in mind that it will be this year, no holiday as usual. Travelers have to adjust to special regulations and restrictions, which some Hotels and restaurants are subject to. In addition, specific restrictions in individual countries can speak against a package tour. Example: While the holiday is in the UK again soon possible, at the entry of a 14-day quarantine is.
What if I’m suddenly abroad?
In the case of a quarantine without infecting the health insurance is not a jump. Many private and foreign travel health insurance the cost of repatriation in the home country included. Pay attention to the small print used for The return transport can take place, if it is “medically reasonable and justifiable”, or if it is “medically necessary” and prescribed by a doctor was arranged.
“Medically necessary repatriation, but only if the Sick can’t be treated in the country of Travel,” warns Michael Wortberg, an insurance expert of the consumer Rheinland-Pfalz. This is a condition, however, is only very rarely the case. “Holidaymakers should avoid, therefore, the terms ‘medically necessary` as the devil Holy water,” advises word mountain. Germany’s Top Doctors in Check
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more generous clauses, you tend to find among the suppliers of the Stiftung Warentest with “very good” rating (www.test.de). Here are all of the insurance clauses are not disease specific, they therefore also apply to Corona disease.
health insurance companies Pay me a Corona Test?
The statutory and private health insurance generally pay only when the Insured is in need of a treatment that is medically necessary. A Corona Test will be covered, if they have lived in the environment of Infected or in a high-risk area and you are experiencing symptoms that constitute a specific Corona is suspected. A Test is carried out as a purely precautionary measure, you need to pay him itself is – the price can be between 150 and 300 euros.
read also: health insurance does not pay: So you save with your contradiction of thousands of euros.
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