Many Germans fear poverty in old age, such as a survey of the digital insurance Manager Clark returned together with the survey Institute YouGov.
Particularly pessimistic people between 35 and 44 years, are looking to the future Every second Respondent in this age group fear, to retirement and beyond.
25 percent of the respondents expect the collapse of the government pension
Particularly alarming: Across all age groups, every fourth Respondent thinks it is likely that the pension system breaks in Germany.
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especially the 35 – to 44-Year-old, as well as the 25 rich – to 34-Year-olds are skeptical: In these age groups, more than 40 percent of the respondents believe that the state can pay you later, no pension. For comparison: people over 55 to go, the majority of them, to receive a pension (56 per cent). So much money you get at the age click Here for pensions calculator
, Private Provision is only a insufficient
Despite all the Fears of the German plan for your retirement only slowly: After all, every fifth of the Respondents of the study have yet been made to his pension taken care of.
However, the study also found:
- Approximately 20 percent have a company pension scheme .
- About a third of the respondents has completed a classic personal pension .
Riester-pension unpopular
The Riester pension, however, is the relatively unpopular: Only 18 percent of the respondents are investing in this Form of private pension.
This is to some degree understandable given the high fees, the provider. But savers can cash in on high government subsidies, which add up over the years to sizable amounts. GDV, The state promotes Riester-pension contracts with high allowances.
The data used are based on an Online survey conducted by the YouGov Deutschland GmbH, in which 1021 persons between 12. and 15.05.2020 took part. The results have been weighted and are representative for the German population from the age of 18.
investment in shares held by private pension insurance companies
as a result of the low interest rates, private pension insurance take hardly any income.
it is Different in the case of investments in shares. You can achieve above-average returns, despite all the stock market turmoil.
those Who shy away from Investments in individual values, should be informed about ETFs. This “Exchange Traded Funds” are exchange-traded index funds, which spread their money wide.
products on the MSCI World use around 1700 different individual investments. To this group belongs a product of iShares of the iShares Core MSCI World UCITS ETF – USD ACC 54,15 EUR +0.03 in (+0,06%), for example, Xetra
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