FOCUS Online : investors need strong nerves – how to go mental with the stock market rally?
Norbert Betz : under no circumstances should you sit now, like the rabbit before the snake and exclusively to the large rate loss of focus. As with all things in life also applies in the stock market: Balance is the key. Neither panic nor greed are good counselors.
you Invested in the markets, one must expect that burglaries happen. You have to be taken in addition to the fact that it is a rating of the one or the other Situation is wrong. This should not be a throw out of the train. Finally, it is excluded in the case of a long-term investment horizon, nearly at the end with a loss to stand. After the crisis, the recovery comes. Investments in venture capital are always with an excess Return.
“those Who diversify broadly, the success is certain”
FOCUS Online : What I do in a sensible way, specifically, if I fall in gasping all?
Betz: You should look on the own Depot. Two crucial assumptions are met, there is no reason to snap breathing: You have to be long-term invested ten years and more, and even better of 20 years and more. Then the probability of 99 percent is to go out with a Plus. And you have to have spread its investments broadly: across Currency areas, on industries and companies. Who is diversified, the success is certain.
Warren Buffet has said: If the tide comes in, sees you, who was without a swimsuit in the water. The are, unfortunately, also some. Reason to panic those who have invested large sums of money have, in only a few selected, highly speculative companies. To these investors, you would have to say your pension is massively compromised. This perspective is then in the crisis manage to the nerves.
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“the losses you can afford and emotionally,”
FOCUS Online It falls but also the well-prepared investor is hard to sit back and to the Depot during the Shrinking watch. Am I really doomed to have to twiddle his thumbs and to trust solely on time and diversification?
Betz: Absolutely not: If the rates go down, we can and should make in the framework of its financial possibilities of the Investment, in addition – but only within their own comfort zone. You must be able to interim losses, not only financially, but also emotionally afford. Here to find the right level has a lot to do with self-assessment. If I can’t sleep, I have to leave the comfort zone.
in addition, you can view its diversification: Can or must change something, because the investments are not spread as wide as it would be ideal? Some investors have too much invested in Germany to much in the automotive industry, or health equity are missing. You can use the crisis to ask the Depot to the test and find out in which areas and in which you want to remove.
A Depository is like a rose garden – it makes him almost the entire year alone, after it invested Wisely. But: There is a time in which you have to deal with tightened so that the garden is in bloom so, as you would imagine. You will experience Beate Sander live!
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FOCUS Online : If I purchased now, or too repulsive – as is the best?
Betz: This advice should apply in case of doubt, an asset Manager. A tip I have, but Before any decision you should discuss with your Partner, friends or family and explain what you plan to do with his money.
This has two effects: do I Need to justify myself to a third party, I remain the most adventurous investments with the highest risk. And I can share the load and responsibility, when I was getting into on an adventure.
This advice is reinforced by the lords of the creation, which invest according to studies, especially without consultation and a safety net.
“motivated Less to take care of ourselves
FOCUS Online : German” have it basically stock. Where does it come from?
Betz: We are very motivated state of a believer and less than others to provide for us. The Germans believe that the state comply with its promises to look at the pension. Other Nations have learned from the experience. Pay attention to yourself – according to the Motto “the biggest rascal in the whole country, this is the state that is known”. In this country, it is difficult to see that the state is in the Need of its citizens to stand in the rain. Finally, it is always the citizen that vouches for the state. The ETF savings plan comparison of FOCUS Online (display) you will Find the right ETF savings plan, in comparison
FOCUS Online : It is with the money system is not so difficult.
Betz : with 50 euros a month I can complete a meaningful ETF savings plan. After 20 years I can drive when I retire, the harvest. Since you do not need to take care of once more to the capital markets. This is a Autopilot, without any effort or greater Provide excess Return to retract.
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