In the purchase of electric cars are not exactly cheap. Thanks to the purchase of premiums for electric vehicles, the acquisition approach those of an internal-combustion engine at the cost of an electric car, in the meantime, however, good. And as our cost calculator proves, the Stromer what the running costs are usually much cheaper than a comparable vehicle with a combustion engine. Just the opposite the petrol much cheaper electricity is not. Also the maintenance effort and the number of wear parts are low.
insurance for Stromer is cheaper – but why?
shows How an analysis of the comparison portal Verivox, which is efahrer.com ,, is the Car insurance for a Stromer cheaper than that of a comparable gasoline-powered cars.
cars and petrol were Evaluated for eight electric models, the ten cheapest Car insurance companies on the market. In seven cases, it was made for the E-car a cheaper deal. “Which is surprising in two respects: firstly, E-cars cost significantly more than comparable gasoline models. Then a more expensive insurance premium, it would be expected, because the claims costs tend to be higher,“ explains Wolfgang Schütz, CEO of Verivox. In addition, the insurance for E-cars were in the case of a sample in the year 2014 in fact even more expensive, at the time, to six percent. Here, the Auto-Newsletter
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Hyundai Kona: gasoline, almost 90 euros more expensive
The new analysis shows: A Hyundai Kona electric costs, for example, in the case of the ten best insurers an average of 200,69 Euro for the liability insurance and 288,92 euros for the full insurance. This makes a total of 489,61 Euro. Thus, the Hyundai Kona electric is eleven per cent cheaper than the Hyundai Kona 1.6 T-GDI, of which the insurance will cost a total of 547,49 Euro. German manufacturer overhauled: the best and The cheapest electric SUV coming from Hyundai FOCUS Online the German manufacturer overhauled: the best and The cheapest electric SUV coming from Hyundai
Even more, the difference in the Renault Zoe is The sum of liability insurance (an average of 184,52 Euro) and fully comprehensive (171,68 euros) here 356,20. On the Renault Clio 1.0, the liability insurance average 225,78 euros and fully comprehensive insurance costs again 240,04 Euro. The power 465,82, so that the electric model is 24 percent cheaper in insurance.
Only in the case of Audi, a Diesel is cheaper
The only outlier: Audi e-tron 55 Quattro will cost a total of 855,16 Euro, the comparable gas-Audi Q7 3.0 TDI Quattro costs ‘only’ 789,41 Euro. Thus, the electric car is, in this case, eight percent more expensive.
As a fictitious policyholders in each case was used in a 40-year-old single driver drives per year 12,000 km, in the damage freedom class 10 classified and has a fully comprehensive insurance want to finish with a 300 Euro deductible. Opel Corsa-e in the Test: a Comfortable small car with lots of assistance systems PCP Opel Corsa-e in the Test: a Comfortable small car with lots of assistance systems
The other seven Stromer were a whole, 29 percent cheaper than the comparable gas. In Verivox, you know, what it is: in the Meantime, the insurance analyst will have several years experience with claims frequency and claims can collect heights of electric models, which are included in the contribution calculation. If the contributions are lower, this suggest that the E-car report driver, with relatively few damage. “There are also insurers that advertise with a General E-car-Bonus. But they are in the minority,“ says Wolfgang Schütz.
This article was written by Tobias steel
*The contribution of the “electric is cheaper than gasoline: Why E-cars in the insurance are cheaper,” published by EFAHRER.com. Contact with the executives here.
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