The national average was the effective annual interest rate in the first six months of the year to 5.99 percent. The credit portal Smava informs citing Figures from the Bundesbank. The interest rates rose least not at any Bank. “Banks react differently to Corona and adjust their interest rates since the beginning of the pandemic, much more frequently than before,” said Smava, the managing Director of Alexander Artopé.
This meant that each of the 6.2 million Germans, would resume in the near term a loan, concluding with a high probability of an expensive loan – if he prefer, however, to a loan comparison. Already in the first half of the year would be the borrower could have according to the Figures, two billion euros in interest savings.
“The interest rate forecast of the banks is not good”
“the interest rates of The banks differ more currently an average of up to 81 per cent,” says Artopé. “That was almost ten percent more than in January. And the interest rate forecast of the banks is not good.“ Here, loan rates compare quickly and easily (display) To Focus Online loan rates comparison
forecast in fact, most of the partner banks of the portal, a further rise in Interest rates in the next three months, as a Smava survey shows, the FOCUS Online was in advance:
- Therefore, 63.6 percent of the more than 20 partner banks of Smava predict a further rise in Interest rates in komsumenten loans in Germany for the next three months.
- a Good quarter of the banks expects a total of constant interest rates.
- Only 9.1 per cent fall in interest rates.
Also, the interest rate differences between the banks according to the survey, expected to be greater than:
- I understand that the Bank expects a good quarter of the institutions surveyed for the next three months, with rising interest rates for consumer loans.
- at the same time almost a fifth on the assumption that the credit interest rates will fall in the own Bank.
“come in the interest rate forecast of the banks, the supply of credit to consumers is still unclear,” said Artopé. To provide protection against expensive credit accounts offer comparisons to be essential.
- read also: savings banks and people’s banks threatened: Germany, controls on banking crisis
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