millions of Federal citizens under 1000 Euro a month pension, although you have to pay 40 years in the pension Fund. The response of the Federal government to an inquiry of the left faction, which is the news Agency AFP in Berlin. Every third pensioner with at least 40 years of contributions therefore remains below this threshold.
Also many of the most long pension, insured persons are below the threshold of
Even with at least 45 contribution years and receive the answer, according to still 814.000 pensioners less than 1000 Euro. At 35 or more years of contributions, there are 3.4 million people.
This second period is interesting because so-called long can a minor go Insured after 35 years of contribution and minimum age of 63 years, early retirement. The old – age pension reduces, however, with obviously already relatively low average Transfers of the German pension insurance.
Also interesting: To 30. June act – a Unique opportunity this year: early retirees can double –
collect old-age poverty: hundreds of thousands need to get with less than 800 Euro.
More than a Million pensioners with 40 years of contribution according to the Federal government even less than 800 euros, paid on a monthly basis. In the case of 45 or more contribution years are 302.000 pensioners.
how many of those Affected have a right to basic security in old age, were not available, also not to have any other income besides the state pension.
Left is once again calling for higher pensions
“wages and pensions are often too low in Germany,” said Left party leader Dietmar Bartsch to the statistical data. “Millions of people receive so little pension, although they have been paying for decades, and undermines trust in the state pension,” he criticized more.
to improve the situation of pensioners with low income, called Bartsch, in particular, “a legal minimum wage of twelve dollars and a significantly higher level of pensions”. Also the coalition planned basic pension will not otherwise provide a sufficient improvement. “No one should have to live in the age of less than 1050 euros net”, called Bartsch.
demographic changes are not charged to pension insurance increasingly
Bartsch demands for higher pensions are new. However, the amount of the statutory old-age pension does not constitute the Federal government, Yes, discretion – you will be charged according to the so-called pension formula. The following applies: The longer a contribution payer in the pension Fund deposits, and the higher its contributions are, the more pension he cashed in old age.
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in Spite of a monthly contribution load of 18.6 per cent on a gross income – the share of employers and workers – not the rich, the revenue of the pension insurance to Finance the expenditure for the 21 million pensioners. The billion gap, the taxpayer includes with subsidies. This rise with each passing year, 2019 were estimated at € 98 billion. For the year 2020, the German Institute for retirement savings predicted for the first time, a Skip of the 100-billion-Euro threshold. That would be nearly a third of all revenue of the pension insurance.
annuity: development of revenue in 1993 to 2018, the German pension insurance The pension insurance is financed by contributions and Federal funds. These subsidies from the taxpayers to climb from year to year.
busy: The premium income of the German pension insurance is not enough even to Finance by many as too low defendant’s current pensions. Therefore, it is the desire of the Left to rising old-age pensions only if the contributions increase massively. But this would have negative consequences for the consumer, may not be weakened in times of Corona-crisis.
- All of the messages to the Corona-crisis in the Live Ticker of FOCUS Online
Private additional Pension is reduced the Problem of poverty in old age
more Realistic than to rely on a massive increase in pension payouts, is Employed to operate even an additional private pension provision. Interest rates for private insurance are due to the currently very low level of interest rates uninteresting.
How much money you get at the age click Here for pensions calculator
you want to yourself for retirement, therefore, to share. No one must rely on single values, the rates are subject to fluctuations.
Alternatively, so-called ETF’s (Exchange Traded Funds) are on offer. These are exchange-traded index funds. Your advantages: they can be cost-effectively acquire and contain the shares of a variety of different companies. In order to spread the investment risk across many sectors and regions. The MSCI World together holds around 1600 companies. In order for investors to achieve a maximum dispersion of your Investments. A provider for such iShares Core MSCI World UCITS ETF USD (Acc), for example, the iShares. iShares Core MSCI World UCITS ETF – USD ACC 53,66 EUR -0.18 (-0,34%) Xetra
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As a further possibility, for the old age, are real estate. However, a purchase requires considerable own resources. In addition, the purchaser binds with a Finance over the decades.
More News from the field of Finance
- July 2020 is getting closer. Again, consumers expect in Germany, a number of Changes. The VAT will be reduced and pensioners can look forward to an increase. All Changes at a Glance in FOCUS Online. More you can read here.
- And all at once it went very fast: After years of repeated allegations of a balance-sheet scandal broke at Wirecard. Just a week later, this leads to the insolvency. The former stock market star brought investors billions in losses – but what happens with a share in the case of a bankruptcy, anyway? More you can read here.
- Dramatic reports from the environment of the Bank The Supervisory Board of the money house will advise removal next week on an additional set. Also the closure of other stores on the programme, how the financial media reports. It comes to thousands of employees. More you can read here.
balance sheet-scandal: shareholders of Wirecard stand in front of the total loss of FOCUS Online balance sheet scandal: shareholders of Wirecard stand in front of the total loss of
“she has never seen with a mask”: a journalist puts Merkel burning question, FOCUS Online/Wochit “she has never seen with a mask”: a journalist puts Merkel explosive issue Bauer pissed off because of Tiktok-Challenge in the mountains, FOCUS Online/Wochit Bauer pissed off because of Tiktok-Challenge in the mountains
mbe/with Material from AFP, and dpa
