The results from a representative survey of the “mobile Bank” N26. Between may 2019 and April 2020, each Respondent was asked an average of three times to the cashier, as he expected even with the extra cost.
The amounts were, on average, each of 20,14 Euro. Thus, two-thirds of the German paid within one year 60 Euro in your money house.
account maintenance fee very often
called When looking at the individual Items in the hidden monthly account management fee, provided many of the respondents are in favour of annoyance. 48 percent of the respondents stated that they had to pay more money than originally thought.
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should do “a Lot of checking accounts that are advertised as free of charge, subject to certain conditions, such as a minimum height upon the receipt of money,” says Georg Hauer, a senior N26-employees. A customer does not fulfill the conditions of a supposedly free checking account quickly, expensive.
As a further service, with unexpected costs 35 percent of the respondents mentioned the overdraft fee.
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residents of the state of Mecklenburg-Vorpommern are often affected
Bank customers in Mecklenburg-Vorpommern related to the 87 percent. Berlin citizens met with 84% similar to often. A little less of the “fees hammer” inhabitants of the Rhineland met-Palatinate and Schleswig-Holstein. But, even here, How do I put 20,000 euros was angry? Our PDF guide shows you how to create your capital, despite mini-interest in a profitable way and an expensive Fall deal.To the PDF guide every Second of unexpected Bank fees.
The representative survey was conducted by the London-based survey Institute Sapio in the order of N26. Here, the experts interviewed in April 2020 10.106 adults in Europe and the USA.
These Fees, the Bank need to customers to know
Who wants to protect themselves against unexpected Bank charges, should, of course, know the fees collection of a money institution. This is especially true for customers who are planning an account change.
consumer advocates warn but always classic Fees incurred in connection with Bank accounts.
- for example, the “Stiftung Warentest said” in the previous year, the fact that some of the money houses paper Transfers up to 4,90 Euro can cost. This applies to each individual “document-like” Transfer.
- Also the owner of Online-only accounts should be careful: A call to the customer Advisor may fail in single cases, with charges of several euros per phone call to book.
- Some of the Online, or direct banks to calculate even for the use of a Girocard fees. Since even the “cash drag” to the cost drivers. Anyone who is uncertain whether his Bank charged also costs, should be informed prior to Whip out the card carefully.
- With its zero interest rate policy, the European Central Bank (ECB) tried the corona-induced economic crash to mitigate. Money houses even have to pay penalty interest , if you are Parking excess cash at the ECB. Therefore, some institutions of high-net-worth demand clients for high Deposit such penalty interest amounts. To avoid this, should inform consumers about the banks, instead of criminal charges or interest to offer.
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