All students are now attached to the general health insurance scheme since September 1, 2019. To be better reimbursed, you can subscribe to complementary health insurance.
[Updated September 19, 2019 at 3:41 p.m.] Student Social Security has said goodbye. As a result, all students who were still affiliated with mutual insurance have been de facto attached to the general health insurance scheme since September 1, 2019. As an indication, students had to pay 217 euros per year previously. Linternaute.com details what the disappearance of the student social security system means for you.
The end of Student Social Security means a few small changes. Depending on your situation, you may need to take steps:
Remember to update your Carte Vitale to be covered, even if your Social Security number does not change. Just go to a pharmacy. Most provide terminals. If this is not the case, the pharmacist himself can carry out the operation. Does the end of the student social security system mean that students no longer have to pay anything? Far from there. The amount of student social security was set at 217 euros. From now on, students must pay a Student and Campus Life Contribution (CVEC) of 91 euros. It aims to improve access to healthcare on campus. Not all students are affected by this contribution: this is the case for students enrolled in BTS, international exchange in France, those in training and scholarship students based on social criteria.
Health insurance will not reimburse all of your dental care, optics, general medicine, etc. If you wish to obtain better reimbursement for this care, you can subscribe to a complementary health contract via a mutual insurance company. But which one to choose? Born from the merger between two student mutuals in particular, Smerep and MEP, HEYME offers a product for students with four distinct offers, ranging from 9.90 euros to 39.90 euros per month.
You can also become a beneficiary of your parents’ mutual insurance company. In this case, it is up to the parent member to check that your membership is possible and, if so, to take the necessary steps. They are not systematic, whether it is the spouse or the children. This option can sometimes prove to be more protective than an individual contract because it has more attractive prices, as pointed out by a health questions officer from the broker Réassurez-moi at Capital.fr.
As a reminder, students, and in particular the most modest, can also, under certain conditions, access complementary universal health coverage, also called CMU-C, or assistance with the payment of complementary health insurance. As a reminder, these two schemes are subject to resource conditions. To benefit from the CMU-C, which in fact corresponds to free complementary health care, your income must not exceed a ceiling set at 8,951 euros for a single person.
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