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The pay-as-you-go pension system is faltering. This is a concern for all generations, but it is most pressing for the generation beyond their 50s. Because new concepts come too late for them. Economic researchers from Berlin and Mannheim examined the incomes of the generations born between 1947 and 1969 on behalf of the Bertelsmann Foundation and came to the following conclusion: The poverty risk rate for this group will increase from around 16 percent in the years 2015 to 2020 percent will increase in the second half of the 2030s, a total of 25 percent.

The good news: You can still be active in your 50s and supplement your statutory pension. In addition to time, there is another important factor when it comes to pension provision: large assets.

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