This article is an acquisition from Capital, Capital’s premium digital offering. For you as a stern PLUS subscriber, it is available exclusively here for ten days. It will then be available again exclusively for Capital subscribers at Like stern, the business magazine Capital belongs to RTL Deutschland.

It is well known that wealth is distributed extremely unequally in our society, even between generations. The Cologne Institute for the German Economy (IW Cologne) calculates that anyone under 30 has an average of 5,000 euros. Statistically speaking, those over 70 are among the richest age cohort: they have an average wealth of just under 130,000 euros.

Young people in particular can often really use a few extra euros. And so wealthy grandparents would like to give something to their grandchildren. The only question is: What is the best way to do this? Is a securities account suitable for this?

Access to all STERN PLUS content and articles from the print magazine


Already registered?